Benefits of First Federal Credit
First Federal Credit is “making borrowing better”TM for our customers. We provide a better way to borrow compared to online lenders, payday lenders, title lenders, and even bank overdraft charges, by focusing on lower APRs and lower payments for you. We want to help you with the cash you need today, and work with you as you build a better financial future. Together, we’re “making borrowing better”TM
WE OFFER LOWER RATES AND LOWER PAYMENTS
Our rates are lower, MUCH lower than payday, pawn or title lenders! And, we know how hard it can be to make big payments, so ours are smaller! You can borrow $2,500 today with payments of just $149.
REPAY YOUR LOAN EARLY WITH NO PENALTY
We want you to be debt free. To help with that, our loans are designed so you can pay them off anytime, with no penalties.
ONE LOW RATE, NO HIDDEN FEES AND NO SURPRISES
We don’t change your rate over time. You get our best rate from day 1. And there are no hidden fees, application fees, origination fees or funding fees. If you make your payments on time, you’ll never see a fee from First Federal Credit!